IgoriaCard - security

We guarantee full security in conducting transactions

The owner of IgoriaCard is Igoria Trade S.A., Payment Institution which is supervised by Polish Financial Supervision Authority (KNF), and is a public company listed on the Warsaw Stock Exchange (NewConnect).

Igoria Trade S.A. is the only non-banking financial institution with Mastercard Principal Member license, that enables issuing payment instruments with the MasterCard logo.

Igoria Trade S.A. is a Payment Institution and is thus authorized to offer payment services in 31 countries in Europe, including Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Greece, Spain, Netherlands, Ireland, Iceland, Lichtenstein, Lithuania, Luxembourg, Latvia, Malta, Germany, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Sweden, Hungary, Great Britain and Italy.

The scope of payment services includes:

  • accepting cash payments and conducting cash withdrawals from payment accounts, as well as numerous auxiliary services necessary for maintaining the accounts (Art. 3.1 p. 1 of the Act on payment services),
  • execution of payment transactions, including the transfer of funds to the payment account maintained by user’s service provider or by other service provider by making direct debiting services, including one-off direct debits (Art. 3.1 p. 2a of the Act on payment services),
  • execution of payment transactions, including the transfer of funds to the payment account maintained by user’s service provider or by other service provider by using a payment card or a similar payment instrument (Art. 3.1 p. 2b of the Act on payment services),
  • execution of payment transactions, including the transfer of funds to the payment account maintained by user’s service provider or by other service provider by performing credit transfer services, including standing orders (Art. 3.1 p. 2c of the Act on payment services),
  • issuance of payment instruments (Art. 3.1 p. 4 of the Act on payment services),
  • facilitating the execution of payment transactions initiated by the payer or on his behalf, through th payer’s payment instrument, in particular by providing authorization, sending payment orders to the issuer of the card or to payment systems of payer or merchant, in order to transfer the funds owed to the merchant, excluding operations involving it’s settlement and settlement within the payment system within the meaning of the Acquiring law (Art. 3.1 p. 5 of Act on payment services),
  • providing money transfer services (Art. 3.1 p. 6 of the Act on payment services).

Securing financial and currency transactions:

Funds of our Clients are held on separate bank accounts and are never merged with the funds of In case of declaring Paying Authority bankruptcy, which is Igoria Trade S.A. – the owner Trejdoo.com, the customers money located on payment accounts are excluded from the bankruptcy estate (Art. 80 paragraph 2 of the Act on payment services).

Many currencies, infinite possibilities